Accidents do happen. What if you were unable to work? How would this affect you and your family? Disability insurance can help replace a portion of your income should you become disabled.
There are two types of Disability Insurance:
Short-Term Disability has a waiting period of 0-14 days with a maximum benefit period of no longer than 2 years
- Long-Term Disability has a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to age 67
Additionally, there are many riders and options to consider in a disability policy. Here at Danskin, we can help you sort through the choices and find the best coverage to fit your needs.