Auto
Commercial Auto insurance provides broad protection to you and your business, covering costs associated with property damage, injury and liability claims, and physical damage to your business vehicles. Additionally, a minimum amount of commercial auto liability insurance is required in most states. When it comes down to it, having a policy in place protects not just you and your employees, but your business.
If your business owns any combination of cars, trucks, vans or anything that moves over the road, a Business Auto policy can be tailored to provide the coverage you need. Even if you do not have a fleet of business owned vehicles, you may have employees on the road doing a variety of activities associated with your business that can be covered with commercial auto insurance.
We can help you understand the different options available and obtain the best coverage to fit your business needs. The following are some of the standard commercial auto coverages your business may need:
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Auto Liability Insurance
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Medical Payments Coverage
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Comprehensive and Collision Coverage
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Uninsured and Underinsured Motorists Coverage
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Hired Auto Liability
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Non-owned Auto Liability (essential when employees operate out of their own vehicles, such as delivery drivers or sales people)
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Personal Injury Protection (PIP)
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Drive Other Car
In addition to these fairly standard coverage types, your business may have specialized needs according to the type of business you operate and the cargo your vehicles carry. For instance, you may need coverage for the cargo itself if your vehicles carry costly cargo. When do I need a Business Auto Policy?
Trusted Choice Company & Certified PIA Member
Are you currently including your work truck in your personal auto policy? Are you making deliveries with your personal car? How about driving for Uber or Lyft in your spare time? Don’t make the mistake of assuming you have the coverage you need – please give us a call today and our agents will help you craft the right coverage for your business at the best price.
