Group Health
One of the most valuable benefits that your employees expect you to provide is Group Health insurance. More than half of New Jersey’s residents have health insurance provided by their employer. As health insurance costs continue to rise and rules continue to change on a regular basis, our team at Danskin is working harder than ever to make sure our clients are aware of their options and get the Group Health coverage they need. We can help you select the right Group Health plan for your business, and can also help you put together a comprehensive program including Group Dental, Vision, Disability, Long-term Care and many other options that you may want to provide for your employees.
Choosing the right New Jersey group health plan for your employees usually means considering the trade-offs between cost and choice. The most common group health plans are:
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Health Maintenance Organizations (HMOs)
- Preferred Provider Organizations (PPOs)
- Point of Service Plans (POS)
- Indemnity plans
- Self-Insured Programs
One way to keep costs in check is to share the cost with employees. Another option is to choose a less expensive plan. With so many plans and options to consider, let us help you select the right health coverage for your business and employees. Small business employers may receive tax credits when they provide group health coverage, as follows:
Employers with 25 or fewer full-time equivalent employees with average annual wages of less than $50,000, may be eligible for a special tax credit of up to 50% of the amount the employer contributes (at least 50%) toward employee insurance premiums.
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Whether your business employs one person or more than a thousand, our professionals at Danskin Agency can help you find the best Group Health insurance benefits for all of your employees.
