Managing a business comes with many responsibilities and protecting your business from unexpected legal problems is one of them. Most owners are busy dealing with day-to-day operations and customer satisfaction, but employment-related claims can happen when you least expect them. That’s where Employment Practices Liability Insurance (EPLI) comes in. What is Employment Practices Liability Insurance? EPLI covers employers for some types of claims brought by employees, applica

Every day, businesses rely on technology to do everything from keeping customer data, to making and receiving payments, communicating via email and handling critical documents. With this dependency comes the potential for cyber attacks, and even companies that have strong safety procedures can still face a data leak, ransomware attack or other cyber emergencies. What Is Cyber Liability Insurance? Cyber Liability Insurance is designed to assist firms from the financial effect

Living in New Jersey means enjoying everything from shore communities to quiet neighborhoods throughout the state, but it also means being prepared for unpredictable weather. Heavy rain, hurricanes, Nor’easters and coastal storms can all bring the possibility of flooding, and it only takes a few inches of water to cause significant damage. At Danskin Agency, we understand that risk firsthand. Over the decades, our team has helped numerous clients deal with damage caused by hu

Whether you’re cruising along the Jersey Shore, fishing on Barnegat Bay, or spending the afternoon on one of New Jersey’s many lakes, owning a boat is a great way to enjoy everything the Garden State has to offer. While getting out on the water is exciting, it’s also important to think about protecting your investment–and yourself. Many boat owners are surprised to learn that boat insurance is generally not required by New Jersey law for recreational boats. However, that d