Your income covers the regular monthly bills and provides for your family. What if something happened to you? Without your paycheck, how long would your family be able to pay the mortgage, buy groceries or pay the credit card bills? Life insurance provides you with peace of mind and can provide your family with financial stability and security when it matters most.
Be prepared for the unexpected. Make sure that your family will be taken care of, even if you can no longer be there for them.
There are several types of life insurance which can be broken down into the following categories:
Term Life Insurance: Life insurance that pays a benefit in the event of the death of the insured during a specified term (anywhere from 1 to 30 years)
- Permanent Life Insurance: Available in many forms (Whole Life, Joint, Universal and more), Life insurance that pays a benefit on the death of the insured and also accumulates a permanent cash value
- Group Life Insurance: Life insurance in which a single contract covers an entire group of people
Life insurance can also be very useful in both business continuity planning as well as estate planning.
Please give us a call and work with our agents to determine the ongoing needs of your family – living expenses, education, child care, monthly bills – and we will design a life insurance policy that fits your needs and keeps your family secure.